Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 11
Rating
Growth Option 28-10-2026
NAV ₹1469.54(R) +0.01% ₹1480.12(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.17% 5.92% 5.67% 5.0% -%
Direct 5.27% 6.02% 5.78% 5.1% -%
Benchmark
SIP (XIRR) Regular 5.15% 5.58% 5.82% 5.5% -%
Direct 5.26% 5.68% 5.92% 5.6% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.45 0.78 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 8044 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 28-10-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1469.54
0.2200
0.0100%
Kotak Overnight Fund -Direct Plan-Growth Option 1480.12
0.2200
0.0200%

Review Date: 28-10-2026

Beginning of Analysis

Kotak Overnight Fund is the 12th ranked fund in the Overnight Fund category. The category has total 29 funds. The Kotak Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.45 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.29 and 2.6 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.28% and 2.58% respectively.
  • Kotak Overnight Fund has given a return of 5.27% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 6.02% in last three years and ranked 9.0th out of thirty three funds in the category. In the same period the Overnight Fund category average return was 5.98%.
  • The fund has given a return of 5.78% in last five years and ranked 7th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.75%.
  • The fund has given a SIP return of 5.26% in last one year whereas category average SIP return is 5.21%. The fund one year return rank in the category is 10th in 36 funds
  • The fund has SIP return of 5.68% in last three years and ranks 8th in 33 funds. Bank of India Overnight Fund has given the highest SIP return (5.83%) in the category in last three years.
  • The fund has SIP return of 5.92% in last five years whereas category average SIP return is 5.89%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.44
    		0.41 | 0.46 28 | 35 Poor
    3M Return % 1.26
    1.26
    		1.16 | 1.31 22 | 35 Average
    6M Return % 2.54
    2.55
    		2.36 | 2.78 21 | 34 Average
    1Y Return % 5.17
    5.15
    		4.75 | 5.46 17 | 34 Good
    3Y Return % 5.92
    5.90
    		5.55 | 6.12 13 | 33 Good
    5Y Return % 5.67
    5.67
    		5.46 | 5.86 13 | 27 Good
    7Y Return % 5.00
    5.01
    		4.88 | 5.08 13 | 23 Average
    1Y SIP Return % 5.15
    5.13
    		4.74 | 5.46 19 | 34 Average
    3Y SIP Return % 5.58
    5.55
    		5.18 | 5.81 15 | 33 Good
    5Y SIP Return % 5.82
    5.81
    		5.58 | 6.02 13 | 27 Good
    7Y SIP Return % 5.50
    5.50
    		5.38 | 5.58 13 | 23 Average
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45
    1.34
    		-0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78
    0.73
    		-0.06 | 1.62 12 | 30 Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.43 | 0.47 18 | 37 Good
    3M Return % 1.29 1.28 1.21 | 1.32 14 | 37 Good
    6M Return % 2.60 2.58 2.46 | 2.78 12 | 36 Good
    1Y Return % 5.27 5.22 4.96 | 5.48 8 | 36 Very Good
    3Y Return % 6.02 5.98 5.77 | 6.14 9 | 33 Very Good
    5Y Return % 5.78 5.75 5.57 | 5.89 7 | 27 Very Good
    7Y Return % 5.10 5.09 4.98 | 5.15 13 | 23 Average
    1Y SIP Return % 5.26 5.21 4.94 | 5.47 10 | 36 Good
    3Y SIP Return % 5.68 5.63 5.39 | 5.83 8 | 33 Very Good
    5Y SIP Return % 5.92 5.89 5.69 | 6.05 7 | 27 Very Good
    7Y SIP Return % 5.60 5.59 5.48 | 5.63 8 | 23 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45 1.34 -0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78 0.73 -0.06 | 1.62 12 | 30 Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    28-10-2026 1469.541 1480.12
    27-10-2026 1469.3221 1479.895
    26-10-2026 1469.0989 1479.6658
    23-10-2026 1468.4246 1478.9734
    22-10-2026 1468.2015 1478.7442
    21-10-2026 1467.9789 1478.5156
    19-10-2026 1467.5376 1478.0623
    16-10-2026 1466.8678 1477.3744
    15-10-2026 1466.6468 1477.1475
    14-10-2026 1466.4235 1476.9182
    13-10-2026 1466.2073 1476.696
    12-10-2026 1465.9997 1476.4825
    09-10-2026 1465.3765 1475.8416
    08-10-2026 1465.1712 1475.6304
    07-10-2026 1464.9671 1475.4204
    06-10-2026 1464.755 1475.2024
    05-10-2026 1464.5563 1474.9978
    01-10-2026 1463.7647 1474.1829
    30-09-2026 1463.5682 1473.9805
    29-09-2026 1463.3674 1473.7738
    28-09-2026 1463.1726 1473.5732

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.