Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 10
Rating
Growth Option 04-12-2025
NAV ₹1404.7(R) +0.03% ₹1413.54(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.85% 6.34% 5.28% -% -%
Direct 5.94% 6.44% 5.39% -% -%
Benchmark
SIP (XIRR) Regular 5.6% 6.17% 5.18% -% -%
Direct 5.68% 6.26% 5.28% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.19 4.67 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.14% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 7351 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1404.7
0.4000
0.0300%
Kotak Overnight Fund -Direct Plan-Growth Option 1413.54
0.4100
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Kotak Overnight Fund is the 12th ranked fund. The category has total 29 funds. The Kotak Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 4.19 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.34 and 2.71 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Kotak Overnight Fund has given a return of 5.94% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.44% in last three years and ranked 7.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.39% in last five years and ranked 12th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a SIP return of 5.68% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 10th in 34 funds
  • The fund has SIP return of 6.26% in last three years and ranks 7th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.28% in last five years whereas category average SIP return is 5.74%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.14 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 16 | 34 Good
    3M Return % 1.32
    1.32
    		1.23 | 1.36 15 | 34 Good
    6M Return % 2.67
    2.65
    		2.49 | 2.74 12 | 34 Good
    1Y Return % 5.85
    5.81
    		5.46 | 6.01 10 | 34 Good
    3Y Return % 6.34
    6.32
    		6.03 | 6.50 14 | 32 Good
    5Y Return % 5.28
    5.29
    		5.12 | 5.43 15 | 27 Average
    1Y SIP Return % 5.60
    5.56
    		5.21 | 5.76 12 | 34 Good
    3Y SIP Return % 6.17
    6.14
    		5.83 | 6.33 12 | 31 Good
    5Y SIP Return % 5.18
    5.66
    		5.13 | 6.06 24 | 27 Poor
    Standard Deviation 0.14
    0.14
    		0.13 | 0.15 21 | 30 Average
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 9 | 30 Good
    Sharpe Ratio 4.19
    4.08
    		2.14 | 5.43 13 | 30 Good
    Sterling Ratio 0.64
    0.63
    		0.61 | 0.65 11 | 30 Good
    Sortino Ratio 4.67
    4.41
    		1.22 | 9.27 11 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.46 16 | 34 Good
    3M Return % 1.34 1.33 1.28 | 1.38 14 | 34 Good
    6M Return % 2.71 2.69 2.59 | 2.76 10 | 34 Good
    1Y Return % 5.94 5.89 5.67 | 6.03 9 | 34 Very Good
    3Y Return % 6.44 6.41 6.21 | 6.62 7 | 32 Very Good
    5Y Return % 5.39 5.37 5.22 | 5.48 12 | 27 Good
    1Y SIP Return % 5.68 5.64 5.42 | 5.79 10 | 34 Good
    3Y SIP Return % 6.26 6.23 6.04 | 6.35 7 | 31 Very Good
    5Y SIP Return % 5.28 5.74 5.21 | 6.09 22 | 27 Poor
    Standard Deviation 0.14 0.14 0.13 | 0.15 21 | 30 Average
    Semi Deviation 0.11 0.11 0.11 | 0.12 9 | 30 Good
    Sharpe Ratio 4.19 4.08 2.14 | 5.43 13 | 30 Good
    Sterling Ratio 0.64 0.63 0.61 | 0.65 11 | 30 Good
    Sortino Ratio 4.67 4.41 1.22 | 9.27 11 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    04-12-2025 1404.7002 1413.5427
    03-12-2025 1404.4987 1413.3369
    02-12-2025 1404.302 1413.1358
    01-12-2025 1404.1054 1412.9349
    28-11-2025 1403.4943 1412.3106
    27-11-2025 1403.2881 1412.1001
    26-11-2025 1403.0914 1411.8991
    25-11-2025 1402.8932 1411.6965
    24-11-2025 1402.6974 1411.4964
    21-11-2025 1402.0881 1410.874
    20-11-2025 1401.8845 1410.666
    19-11-2025 1401.6857 1410.4629
    18-11-2025 1401.4893 1410.2621
    17-11-2025 1401.2932 1410.0617
    14-11-2025 1400.6897 1409.4452
    13-11-2025 1400.4882 1409.2393
    12-11-2025 1400.2926 1409.0394
    11-11-2025 1400.097 1408.8394
    10-11-2025 1399.9016 1408.6398
    07-11-2025 1399.3165 1408.0418
    06-11-2025 1399.1226 1407.8435
    04-11-2025 1398.7289 1407.4413

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.