Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 11
Rating
Growth Option 31-07-2026
NAV ₹1451.8(R) +0.01% ₹1461.87(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.25% 6.06% 5.56% 4.99% -%
Direct 5.34% 6.16% 5.67% 5.09% -%
Benchmark
SIP (XIRR) Regular 5.19% 5.72% 5.86% 5.49% -%
Direct 5.29% 5.82% 5.96% 5.59% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.45 0.78 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 8044 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1451.8
0.2000
0.0100%
Kotak Overnight Fund -Direct Plan-Growth Option 1461.87
0.2100
0.0100%

Review Date: 31-07-2026

Beginning of Analysis

Kotak Overnight Fund is the 12th ranked fund in the Overnight Fund category. The category has total 29 funds. The Kotak Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.45 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.31 and 2.53 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.3% and 2.5% respectively.
  • Kotak Overnight Fund has given a return of 5.34% in last one year. In the same period the Overnight Fund category average return was 5.3%.
  • The fund has given a return of 6.16% in last three years and ranked 8.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.13%.
  • The fund has given a return of 5.67% in last five years and ranked 7th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.64%.
  • The fund has given a SIP return of 5.29% in last one year whereas category average SIP return is 5.25%. The fund one year return rank in the category is 8th in 35 funds
  • The fund has SIP return of 5.82% in last three years and ranks 8th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (5.99%) in the category in last three years.
  • The fund has SIP return of 5.96% in last five years whereas category average SIP return is 5.94%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.40 | 0.45 20 | 34 Average
    3M Return % 1.28
    1.28
    		1.20 | 1.47 20 | 34 Average
    6M Return % 2.48
    2.47
    		2.29 | 2.69 16 | 34 Good
    1Y Return % 5.25
    5.22
    		4.85 | 5.54 16 | 34 Good
    3Y Return % 6.06
    6.04
    		5.72 | 6.26 13 | 32 Good
    5Y Return % 5.56
    5.56
    		5.36 | 5.75 14 | 27 Good
    7Y Return % 4.99
    5.00
    		4.88 | 5.07 8 | 21 Good
    1Y SIP Return % 5.19
    5.17
    		4.80 | 5.56 17 | 34 Good
    3Y SIP Return % 5.72
    5.70
    		5.34 | 5.96 13 | 32 Good
    5Y SIP Return % 5.86
    5.85
    		5.62 | 6.07 12 | 27 Good
    7Y SIP Return % 5.49
    5.49
    		5.36 | 5.56 11 | 21 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45
    1.34
    		-0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78
    0.73
    		-0.06 | 1.62 12 | 30 Good
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.41 | 0.45 15 | 36 Good
    3M Return % 1.31 1.30 1.24 | 1.48 11 | 36 Good
    6M Return % 2.53 2.50 2.39 | 2.71 7 | 36 Very Good
    1Y Return % 5.34 5.30 5.06 | 5.58 8 | 36 Very Good
    3Y Return % 6.16 6.13 5.92 | 6.29 8 | 32 Very Good
    5Y Return % 5.67 5.64 5.47 | 5.78 7 | 27 Very Good
    7Y Return % 5.09 5.09 4.98 | 5.12 11 | 21 Good
    1Y SIP Return % 5.29 5.25 5.00 | 5.60 8 | 35 Very Good
    3Y SIP Return % 5.82 5.78 5.55 | 5.99 8 | 31 Very Good
    5Y SIP Return % 5.96 5.94 5.83 | 6.10 6 | 26 Very Good
    7Y SIP Return % 5.59 5.57 5.46 | 5.61 7 | 21 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45 1.34 -0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78 0.73 -0.06 | 1.62 12 | 30 Good
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    31-07-2026 1451.8048 1461.8688
    30-07-2026 1451.6034 1461.6615
    29-07-2026 1451.4002 1461.4525
    28-07-2026 1451.2001 1461.2466
    27-07-2026 1450.9971 1461.0378
    24-07-2026 1450.4047 1460.4282
    23-07-2026 1450.2089 1460.2266
    22-07-2026 1450.0091 1460.021
    21-07-2026 1449.8051 1459.8112
    20-07-2026 1449.6005 1459.6008
    17-07-2026 1448.9963 1458.9792
    16-07-2026 1448.7979 1458.7751
    15-07-2026 1448.5922 1458.5635
    14-07-2026 1448.3959 1458.3616
    13-07-2026 1448.198 1458.1578
    10-07-2026 1447.5875 1457.53
    09-07-2026 1447.3849 1457.3216
    08-07-2026 1447.1785 1457.1094
    07-07-2026 1446.9788 1456.9039
    06-07-2026 1446.7796 1456.6989
    03-07-2026 1446.1887 1456.0908
    02-07-2026 1445.9928 1455.8892
    01-07-2026 1445.7955 1455.6862
    30-06-2026 1445.5957 1455.4807

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.